Underwriter

About the Company
Our client is a long-standing and highly respected organization in the insurance industry, known for its strong reputation, people-first approach, and culture of support, growth, and fun. They are currently seeking an Underwriter to join their collaborative team on a 6–9 month contract to assist during a period of high activity.

This is an excellent opportunity to contribute your underwriting expertise within a well-established, professional environment that values teamwork, learning, and excellence in customer service.

Position Summary
The Underwriter is responsible for reviewing, evaluating, and processing new business, renewals, and revisions across various lines of insurance. This position involves assessing risk, determining appropriate coverage and pricing, and ensuring that underwriting decisions align with company guidelines and service standards.

Key Responsibilities

• Review and evaluate new business applications, renewals, and policy revisions to determine the nature and degree of risk.
• Conduct additional research and obtain further details on risks when required.
• Analyze and determine whether risks are acceptable, acceptable with restrictions, or should be declined, within established authority limits.
• Recommend appropriate coverage limitations, deductibles, or premium adjustments to improve risk profiles.
• Determine applicable rates, apply discounts or surcharges, and calculate premiums accurately.
• Process new applications, renewals, endorsements, cancellations, and quotes promptly and accurately.
• Respond to broker and client inquiries, providing clear and professional communication regarding policy wordings, coverage, exclusions, and premiums.
• Prepare correspondence to request additional information and explain underwriting requirements or decisions.
• Provide guidance and support to administrative staff as needed, including informal training.
• Perform quality control checks and assist in testing and verifying updates within underwriting systems.
• Contribute to continuous improvement by identifying opportunities to enhance underwriting practices and processes.
• Perform other related duties as assigned.

Qualifications & Experience

• Completion of Grade 12 education.
• Completion of at least one Insurance Institute course, with an ongoing commitment toward obtaining the CIP designation (minimum two courses per year).
• Minimum of one year of underwriting or directly related insurance experience.
• Sound knowledge of rating methodologies, underwriting guidelines, and related practices.
• Strong written and verbal communication skills with the ability to clearly explain technical information.
• Demonstrated ability to build positive relationships and collaborate effectively within a team.
• Ability to lead, motivate, and support colleagues when needed.
• Strong organizational skills and attention to detail.
• A professional, courteous approach when interacting with brokers, clients, and colleagues.

At Aplin — together with our brands CompuStaff and Impact Recruitment — we connect great people with great organizations across North America. We believe diverse teams build stronger companies, and we welcome applicants from all backgrounds, experiences, and perspectives. We use AI tools to assist in a fair and efficient matching process, helping our recruiters connect the right people with the right opportunities. To be considered, applicants must be legally entitled to work in Canada, including holding any required permits. Our recruitment services are always free for job seekers.